Supplemental Security Income 2022 update – Social Security payment schedule reveals when recipients can apply for cash


THE Social Security payment schedule has revealed when recipients can apply for cash and the important dates have not been changed.

“For most Social Security benefits, payment dates are based on your birthdate. We issue SSI payments at the beginning of the month,” the Social Security Administration explained in a recent tweet.

The benefits are used to support people who are at least one of the following: minimum age of 65 or older, blind, or disabled.

Meanwhile, thousands can receive up to $10,092 annually with an $800 boost each month from the administration.

Spousal benefits could add an $800 monthly boost to thousands of Supplemental Security Income recipients.

To apply for the boost, visit the SSA’s website, call, or visit your local Social Security office.

Read our Supplemental Security Income live blog for the latest news and updates…

  • 2022 Social Security payment schedule

    This is the 2022 payment schedule from January to March:

    January 2022 Payments

    • Second Wednesday: January 12
    • Third Wednesday: January 19
    • Fourth Wednesday: January 26

    February 2022 Payments

    • Second Wednesday: February 9
    • Third Wednesday: February 16
    • Fourth Wednesday: February 23

    March 2022 Payments

    • Second Wednesday: March 9
    • Third Wednesday: March 16
    • Fourth Wednesday: March 23
  • SSI payment schedule

    The 2022 payment schedule for SSI is as follows:

    • February 1
    • March 1
    • April 1
    • April 29
    • June 1
    • July 1
    • August 1
    • September 1
    • September 30
    • November 1
    • December 1
    • December 30
  • Should you wait to claim?

    If you haven’t earned a lot in your working history, and you just got a better-paying job, it would make sense to continue to build up your benefits.

    Currently, the maximum taxable wage is $142,800 in 2021, but that will be boosted to $147,000 next year. 

    Once your earnings exceed that wage cap, you don’t get taxed on it for Social Security.

    Waiting to claim social security might be a good opportunity to improve your earnings history.

  • Social Security won’t replace income after retirement

    When you plan for retirement, it’s important to remember that Social Security is only meant to cover about 40% of pre-retirement income.

    The maximum benefit is $3,345 a month for someone who files for Social Security in 2022 at full retirement age (FRA).

    FRA is the age at which you qualify for 100% of the benefit calculated from your earnings history.

    This is $40,140 annually. However, the average rent in the United States is about $1,100 to $1,200.

    This leaves a retiree with $25,740 annually, which is just above the poverty line.

  • How are payment reductions determined?

    Monthly countable revenue is subtracted from the total monthly amount. 

    The sum payable is shared evenly between the two spouses in the case of an eligible individual with an eligible spouse. 

    SSI payments are supplemented in several states.

  • Largest COLA since 1982

    The COLA for 2022 is the greatest increase in Social Security payments since the 7.4 percent rise in January 1982. 

    COLAs have been moderate up until this year, averaging 1.65 percent each year over the last decade, with no rise in benefits in 2016.

  • How to apply for survivors benefits, part 4

    To apply for parent’s benefits, the Social Security Administration states that you need to prove your eligibility by providing the following documents:

    • Death certificate of deceased child
    • Your birth certificate
    • Evidence of your US citizenship or lawful alien status
    • Proof of US military discharge papers (if you had military service before 1968)
    • Your W-2 forms and/or self-employment tax returns for the previous year
  • How to apply for survivors benefits, part 3

    To apply for mother’s or father’s benefits, the Social Security Administration states that you need to prove your eligibility by providing the following documents:

    • Evidence of worker’s death
    • Your birth certificate or other documents that verify your birth
    • Evidence of your US citizenship or lawful alien status
    • Proof of US military discharge papers
    • Your W-2 forms and/or self-employment tax returns for the previous year
    • Marriage certificate
    • Final divorce decree (if you are applying as a surviving divorced father or mother)
    • Birth certificate of the child
  • How to apply for survivors benefits, part 2

    According to the Social Security Administration, to apply for widows/widowers or surviving divorced spouse’s benefits, you need to prove your eligibility by providing the following documents:

    • Evidence of the worker’s death
    • Your birth certificate or other documents that verify your birth
    • Evidence of your US citizenship or lawful alien status
    • Proof of US military discharge papers (if you had military service before 1968)
    • Your W-2 forms and/or self-employment tax returns for the previous year
    • Final divorce decree (if you are applying as a surviving divorced partner)
    • Marriage certificate
  • How to apply for survivors benefits, part 1

    According to the Social Security Administration, to apply for child’s benefits, you need to prove that the child is eligible for benefits by providing these documents:

    • Proof of the worker’s marriage to the child’s natural or adoptive parent if the child is the worker’s stepchild
    • The child’s birth certificate or other proof of birth or adoption
    • Proof of the child’s U.S. citizenship or lawful alien status if the child was not born in the United States
    • W-2 forms and/or self-employment tax returns if the child had earnings the previous year
    • If the worker is deceased, proof of the worker’s death and U.S. military discharge papers
  • What are the types of survivors benefits?

    According to the Social Security Administration, there are five types of survivors benefits:

    • Child’s Benefits
    • Widows/Widowers or Surviving Divorced Spouse’s Benefits
    • Mother’s or Father’s Benefits (Only if you can show proof that you have a child below the age of 16 or disabled)
    • Parent’s Benefits (Only if you can show proof that you were dependent on your child before he or she died)
    • Lump-Sum Death Payment
  • What are survivors benefits?

    According to the Social Security Administration, the Social Security survivors benefits are paid to widows, widowers, and dependents of eligible workers.

    As a result, your family members may receive survivors benefits when you die, only if you were working and paying into Social Security.

    However, you are eligible to receive survivors benefits when a family member dies, based on their earnings.

    It should however be noted that the deceased family member should have worked long enough to qualify for benefits.

  • Types of Social Security benefits

    Social Security benefits are yearly payments made to elderly Americans as well as individuals with disabilities.

    However, there are three different types of Social Security benefits:

    • Retirement benefits
    • Surviors benefits
    • Disability benefits
  • What is the social security tax rate?

    The tax rate for 2022 earnings sits at 6.2% each for employees and employers.

    So individuals earning $147,000 or more in 2022 would contribute $9,114 to the OASDI program, and their employer would contribute the same amount, according to the Social Security Administration.

    For those who are self-employed, the OASDI tax rate is 12.4%.

  • How do Social Security claimants pay taxes?

    If it turns out that you do owe taxes on your benefits, you can opt to make quarterly estimated payments to the IRS, or you can choose to have federal taxes withheld when you initially apply for benefits.

    You can choose either 7%, 10%, 12% or 22% of your monthly benefit withheld for taxes.

    We explain five changes hitting Social Security in 2022.

  • Do Social Security claimants need to pay taxes?

    In January of each year, you’ll be notified of how much you received in benefits during the previous year.

    This Social Security benefits statement is a form SSA-1099 and can be used to help you complete your tax return.

    By using this form, you’ll find out if your monthly benefits are subject to tax.

    If by February you’ve not received this form, or if you’ve misplaced it, you can request a new one using your online social security account.

  • Why does COLA increase?

    COLA adjusts for inflation, which has surged 5.4% since September due to high consumer demand.  

    The change in inflation means retired worker can expect to see a boost of $92 on average, bringing their monthly benefit from $1,565 to $1,657.

    Furthermore, the maximum Social Security benefit in 2022 will be $4,194. 

    And the maximum amount of earnings subject to the Social Security tax will increase from $142,800 to $147,000.

  • How Social Security is funded, continued

    The Social Security Administration (SSA) uses your taxes to pay people who are getting benefits right now.

    Any unused money goes to the Social Security trust fund, which pays monthly benefits to you and your family when you start receiving retirement benefits.

  • How Social Security is funded

    Social Security helps retired workers but it also pays benefits to widows, widowers, and children – benefiting more than 64 million people in total.

    When you work, you pay into Social Security. The money you pay in taxes isn’t held in a personal account for you to use when you get benefits.

  • January SSI checks went out early

    Because of the Social Security Administration’s holiday payment schedule, recipients did not get a check on January 1, 2022.

    Instead, payments were issued on December 30, meaning recipients received two checks last month.

  • What is SSI?

    Supplemental Security Income (SSI) is a government program that assists persons who are unable to earn enough money on their own. 

    Adults with disabilities, children with disabilities, and those aged 65 and over are eligible.

    Individuals with sufficient job experience may be eligible for SSI payments in addition to disability or retirement benefits. 

    Likewise, individuals receive different amounts depending on their other sources of income and where they live.

  • Who receives SSI payments?

    The SSI program provides monthly payments to people who:

    • Are at least age 65 or blind or disabled
    • Have limited income (wages, pensions, etc.)
    • Have limited resources (the things you own)
    • Are US citizens, nationals of the US, or some noncitizens
    • Reside in one of the 50 states, the District of Columbia, or the Northern Mariana Islands 

    According to the SSA, children of military parents deployed to permanent service outside the US are eligible for residency exemptions, and certain students temporarily overseas may be eligible for SSI payments.

  • Applying for SSI benefits

    You can apply for Supplemental Security (SSI)Income after determining if you are qualified for the program.

    The Social Security Administration website explains how to apply for benefits.

    • Children under the age of 18
    • People between the ages of 18 and 64
    • People above the age of 65
  • Who is eligible for SSI? 

    Anyone may apply for SSI. 

    The SSI program provides monthly payments to people who are at least age 65 or blind or disabled.

    An applicant must have limited income, such as wages or pensions.

    The person must also have limited resources in terms of things you own.

  • What is the COLA formula?

    The COLA is calculated based on data from the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), which measures changes in the cost of popular goods and services.

    The change in inflation means retired worker can expect to see a boost of $92 on average, bringing their monthly benefit from $1,565 to $1,657.





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